Call reports 2006
PRAIRIE MOUNTAIN BANK — 2006
What PRAIRIE MOUNTAIN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 56,497,000 | 57,850,000 | 60,987,000 | 60,817,000 |
| Total loans | 41,776,000 | 44,281,000 | 44,890,000 | 44,969,000 |
| Allowance for loan losses | 444,000 | 483,000 | 490,000 | 500,000 |
| Securities available for sale | 1,104,000 | 3,433,000 | 5,737,000 | 6,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,388,000 | 52,466,000 | 55,493,000 | 55,261,000 |
| Interest-bearing deposits | 48,640,000 | 48,187,000 | 52,328,000 | 50,746,000 |
| Noninterest-bearing deposits | 2,748,000 | 4,279,000 | 3,165,000 | 4,515,000 |
| Equity capital | 4,768,000 | 5,030,000 | 5,110,000 | 5,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 762,000 | 1,660,000 | 2,596,000 | 3,586,000 |
| Interest expense | 427,000 | 924,000 | 1,495,000 | 2,114,000 |
| Net interest income | 335,000 | 736,000 | 1,101,000 | 1,472,000 |
| Noninterest income | 15,000 | 41,000 | 70,000 | 99,000 |
| Noninterest expense | 280,000 | 594,000 | 925,000 | 1,279,000 |
| Provision for loan losses | 26,000 | 66,000 | 80,000 | 96,000 |
| Pretax income | 44,000 | 117,000 | 166,000 | 196,000 |
| Income tax | 0 | 0 | 0 | 17,000 |
| Net income | 44,000 | 117,000 | 166,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,790,000 | 5,061,000 | 5,118,000 | 5,129,000 |
| Total capital | 5,233,000 | 5,544,000 | 5,607,000 | 5,629,000 |
| Risk-weighted assets | 45,895,000 | 46,538,000 | 47,588,000 | 47,248,000 |