Call reports 2005
PRAIRIE MOUNTAIN BANK — 2005
What PRAIRIE MOUNTAIN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 33,727,000 | 40,939,000 | 47,098,000 | 50,992,000 |
| Total loans | 25,382,000 | 32,587,000 | 38,332,000 | 38,961,000 |
| Allowance for loan losses | 305,000 | 414,000 | 408,000 | 427,000 |
| Securities available for sale | 1,271,000 | 1,113,000 | 1,109,000 | 1,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,300,000 | 36,919,000 | 42,800,000 | 46,400,000 |
| Interest-bearing deposits | 28,677,000 | 35,110,000 | 40,812,000 | 43,703,000 |
| Noninterest-bearing deposits | 1,623,000 | 1,809,000 | 1,988,000 | 2,697,000 |
| Equity capital | 3,163,000 | 3,708,000 | 3,973,000 | 4,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 362,000 | 881,000 | 1,513,000 | 2,230,000 |
| Interest expense | 141,000 | 385,000 | 717,000 | 1,108,000 |
| Net interest income | 222,000 | 496,000 | 796,000 | 1,122,000 |
| Noninterest income | 7,000 | 16,000 | 29,000 | 48,000 |
| Noninterest expense | 215,000 | 468,000 | 732,000 | 1,040,000 |
| Provision for loan losses | 77,000 | 186,000 | 180,000 | 208,000 |
| Pretax income | -63,000 | -142,000 | -87,000 | -78,000 |
| Income tax | 0 | 0 | 0 | -22,000 |
| Net income | -63,000 | -142,000 | -87,000 | -56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,176,000 | 3,725,000 | 3,993,000 | 4,268,000 |
| Total capital | 3,481,000 | 4,139,000 | 4,401,000 | 4,693,000 |
| Risk-weighted assets | 27,440,000 | 34,498,000 | 40,420,000 | 41,135,000 |