Call reports 2004
PRAIRIE MOUNTAIN BANK — 2004
What PRAIRIE MOUNTAIN BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 13,383,000 | 16,723,000 | 22,976,000 | 24,728,000 |
| Total loans | 8,505,000 | 11,876,000 | 16,812,000 | 19,533,000 |
| Allowance for loan losses | 84,000 | 122,000 | 193,000 | 227,000 |
| Securities available for sale | 574,000 | 1,495,000 | 1,297,000 | 1,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,641,000 | 13,099,000 | 20,448,000 | 22,115,000 |
| Interest-bearing deposits | 9,465,000 | 11,212,000 | 18,635,000 | 20,454,000 |
| Noninterest-bearing deposits | 1,176,000 | 1,887,000 | 1,813,000 | 1,661,000 |
| Equity capital | 2,534,000 | 2,402,000 | 2,282,000 | 2,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 140,000 | 308,000 | 561,000 | 876,000 |
| Interest expense | 56,000 | 112,000 | 202,000 | 319,000 |
| Net interest income | 84,000 | 196,000 | 359,000 | 557,000 |
| Noninterest income | 8,000 | 17,000 | 22,000 | 30,000 |
| Noninterest expense | 195,000 | 386,000 | 613,000 | 847,000 |
| Provision for loan losses | 8,000 | 45,000 | 116,000 | 151,000 |
| Pretax income | -115,000 | -224,000 | -356,000 | -419,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -115,000 | -224,000 | -357,000 | -419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,538,000 | 2,421,000 | 2,286,000 | 2,380,000 |
| Total capital | 2,622,000 | 2,543,000 | 2,479,000 | 2,608,000 |
| Risk-weighted assets | 10,479,000 | 13,543,000 | 18,818,000 | 21,233,000 |