Call reports 2003
PRAIRIE MOUNTAIN BANK — 2003
What PRAIRIE MOUNTAIN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 7,767,000 | 9,931,000 | 11,129,000 | 13,409,000 |
| Total loans | 2,854,000 | 3,806,000 | 4,826,000 | 7,371,000 |
| Allowance for loan losses | 28,000 | 38,000 | 45,000 | 77,000 |
| Securities available for sale | 0 | 1,000,000 | 2,468,000 | 2,061,000 |
| Securities held to maturity | 1,451,000 | 448,000 | 248,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,700,000 | 6,979,000 | 8,156,000 | 10,574,000 |
| Interest-bearing deposits | 4,127,000 | 6,549,000 | 7,221,000 | 8,876,000 |
| Noninterest-bearing deposits | 573,000 | 430,000 | 935,000 | 1,698,000 |
| Equity capital | 3,052,000 | 2,927,000 | 2,783,000 | 2,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 46,000 | 115,000 | 204,000 | 345,000 |
| Interest expense | 22,000 | 57,000 | 103,000 | 150,000 |
| Net interest income | 24,000 | 58,000 | 101,000 | 195,000 |
| Noninterest income | 1,000 | 3,000 | 9,000 | 13,000 |
| Noninterest expense | 110,000 | 260,000 | 451,000 | 662,000 |
| Provision for loan losses | 19,000 | 29,000 | 36,000 | 68,000 |
| Pretax income | -110,000 | -228,000 | -377,000 | -521,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -110,000 | -228,000 | -377,000 | -521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,052,000 | 2,927,000 | 2,783,000 | 2,640,000 |
| Total capital | 3,081,000 | 2,965,000 | 2,826,000 | 2,717,000 |
| Risk-weighted assets | 4,793,000 | 5,832,000 | 6,975,000 | 9,257,000 |