Call reports 2021
PEOPLE'S BANK AND TRUST COMPANY OF CLINTON COUNTY — 2021
What PEOPLE'S BANK AND TRUST COMPANY OF CLINTON COUNTY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Total assets | 45,878,000 | 48,531,000 |
| Total loans | 34,608,000 | 39,045,000 |
| Allowance for loan losses | 217,000 | 217,000 |
| Securities available for sale | 3,280,000 | 3,157,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 40,594,000 | 42,737,000 |
| Interest-bearing deposits | 29,983,000 | 30,937,000 |
| Noninterest-bearing deposits | 10,611,000 | 11,800,000 |
| Equity capital | 4,735,000 | 5,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Interest income | 737,000 | 1,479,000 |
| Interest expense | 102,000 | 194,000 |
| Net interest income | 635,000 | 1,285,000 |
| Noninterest income | 73,000 | 147,000 |
| Noninterest expense | 369,000 | 694,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 339,000 | 738,000 |
| Income tax | 86,000 | 185,000 |
| Net income | 253,000 | 553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Tier 1 capital | 4,692,000 | 5,078,000 |