Call reports 2010

PEOPLE'S BANK AND TRUST COMPANY OF CLINTON COUNTY — 2010

Name: PEOPLE'S BANK AND TRUST COMPANY OF CLINTON COUNTY — FFIEC call report 2010
Creator: PEOPLE'S BANK AND TRUST COMPANY OF CLINTON COUNTY

What PEOPLE'S BANK AND TRUST COMPANY OF CLINTON COUNTY reported to the FFIEC in 2010, quarter by quarter.

PERIOD: 2010SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/d95797bb-8103-49ae-b017-2af50bc4b2e3/2010

Balance sheet

What the bank holds and owes at quarter end

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Total assets	32,662,000	33,119,000	33,219,000	32,026,000
Total loans	26,684,000	27,859,000	27,747,000	27,506,000
Allowance for loan losses	484,000	703,000	704,000	650,000
Securities available for sale	789,000	731,000	700,000	644,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	29,256,000	29,828,000	29,892,000	28,697,000
Interest-bearing deposits	27,275,000	27,361,000	27,483,000	25,626,000
Noninterest-bearing deposits	1,981,000	2,467,000	2,409,000	3,071,000
Equity capital	3,124,000	3,005,000	3,001,000	3,002,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Interest income	469,000	969,000	1,486,000	1,986,000
Interest expense	172,000	338,000	500,000	649,000
Net interest income	297,000	631,000	986,000	1,337,000
Noninterest income	53,000	110,000	132,000	186,000
Noninterest expense	341,000	639,000	970,000	1,353,000
Provision for loan losses	70,000	349,000	405,000	430,000
Pretax income	-61,000	-247,000	-257,000	-260,000
Income tax	-20,000	-85,000	-95,000	-100,000
Net income	-41,000	-162,000	-162,000	-160,000

Basel measures — not reported for every quarter

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Tier 1 capital	3,103,000	2,982,000	2,982,000	2,984,000
Total capital	3,423,000	3,314,000	3,310,000	3,307,000
Risk-weighted assets	25,399,000	26,199,000	25,851,000	25,535,000