Call reports 2026
ATKINS SAVINGS BANK & TRUST — 2026
What ATKINS SAVINGS BANK & TRUST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 172,336,000 | 172,196,000 |
| Total loans | 124,122,000 | 122,877,000 |
| Allowance for loan losses | 1,452,000 | 1,320,000 |
| Securities available for sale | 43,250,000 | 42,303,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 147,170,000 | 146,247,000 |
| Interest-bearing deposits | 124,856,000 | 125,363,000 |
| Noninterest-bearing deposits | 22,314,000 | 20,884,000 |
| Equity capital | 15,675,000 | 16,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,254,000 | 4,565,000 |
| Interest expense | 1,028,000 | 2,071,000 |
| Net interest income | 1,226,000 | 2,494,000 |
| Noninterest income | 99,000 | 189,000 |
| Noninterest expense | 235,000 | 774,000 |
| Provision for loan losses | 11,000 | 32,000 |
| Pretax income | 1,106,000 | 1,893,000 |
| Income tax | 434,000 | 599,000 |
| Net income | 672,000 | 1,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 20,094,000 | 20,717,000 |