Call reports 2025
ATKINS SAVINGS BANK & TRUST — 2025
What ATKINS SAVINGS BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 160,536,000 | 162,666,000 | 165,680,000 | 171,978,000 |
| Total loans | 108,469,000 | 108,141,000 | 111,340,000 | 116,904,000 |
| Allowance for loan losses | 985,000 | 1,023,000 | 1,137,000 | 1,439,000 |
| Securities available for sale | 43,951,000 | 43,737,000 | 45,928,000 | 48,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,076,000 | 137,285,000 | 138,824,000 | 139,231,000 |
| Interest-bearing deposits | 115,159,000 | 115,224,000 | 117,341,000 | 114,106,000 |
| Noninterest-bearing deposits | 22,917,000 | 22,061,000 | 21,483,000 | 25,125,000 |
| Equity capital | 13,250,000 | 14,223,000 | 15,659,000 | 15,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,023,000 | 4,117,000 | 6,248,000 | 8,429,000 |
| Interest expense | 1,003,000 | 2,035,000 | 3,077,000 | 4,095,000 |
| Net interest income | 1,020,000 | 2,082,000 | 3,171,000 | 4,334,000 |
| Noninterest income | 102,000 | 184,000 | 296,000 | 378,000 |
| Noninterest expense | 554,000 | 1,050,000 | 1,547,000 | 1,964,000 |
| Provision for loan losses | 36,000 | 72,000 | 284,000 | 584,000 |
| Pretax income | 532,000 | 1,150,000 | 1,673,000 | 2,225,000 |
| Income tax | 0 | 0 | 6,000 | 377,000 |
| Net income | 532,000 | 1,150,000 | 1,667,000 | 1,848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,666,000 | 19,283,000 | 19,800,000 | 19,332,000 |