Call reports 2024
ATKINS SAVINGS BANK & TRUST — 2024
What ATKINS SAVINGS BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 146,846,000 | 147,599,000 | 150,761,000 | 155,113,000 |
| Total loans | 97,077,000 | 98,121,000 | 100,513,000 | 105,150,000 |
| Allowance for loan losses | 935,000 | 940,000 | 944,000 | 947,000 |
| Securities available for sale | 44,410,000 | 43,574,000 | 43,646,000 | 42,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,038,000 | 122,979,000 | 124,725,000 | 132,715,000 |
| Interest-bearing deposits | 102,220,000 | 101,800,000 | 103,701,000 | 107,627,000 |
| Noninterest-bearing deposits | 20,818,000 | 21,179,000 | 21,024,000 | 25,088,000 |
| Equity capital | 12,365,000 | 12,286,000 | 13,949,000 | 12,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,703,000 | 3,469,000 | 5,301,000 | 7,209,000 |
| Interest expense | 929,000 | 1,944,000 | 2,974,000 | 3,991,000 |
| Net interest income | 774,000 | 1,525,000 | 2,327,000 | 3,218,000 |
| Noninterest income | 96,000 | 179,000 | 297,000 | 445,000 |
| Noninterest expense | 484,000 | 949,000 | 1,447,000 | 2,040,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 391,000 | 747,000 | 1,160,000 | 1,603,000 |
| Income tax | 63,000 | 177,000 | 260,000 | 324,000 |
| Net income | 328,000 | 570,000 | 900,000 | 1,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,837,000 | 18,079,000 | 18,409,000 | 18,133,000 |