Call reports 2023
ATKINS SAVINGS BANK & TRUST — 2023
What ATKINS SAVINGS BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 135,690,000 | 134,552,000 | 136,040,000 | 146,434,000 |
| Total loans | 86,973,000 | 87,682,000 | 90,409,000 | 95,332,000 |
| Allowance for loan losses | 922,000 | 922,000 | 933,000 | 933,000 |
| Securities available for sale | 42,807,000 | 41,845,000 | 39,267,000 | 45,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,144,000 | 117,901,000 | 111,587,000 | 123,218,000 |
| Interest-bearing deposits | 94,906,000 | 95,129,000 | 89,983,000 | 97,988,000 |
| Noninterest-bearing deposits | 24,238,000 | 22,772,000 | 21,604,000 | 25,230,000 |
| Equity capital | 11,580,000 | 11,649,000 | 9,844,000 | 12,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,396,000 | 2,877,000 | 4,405,000 | 6,029,000 |
| Interest expense | 567,000 | 1,166,000 | 1,876,000 | 2,709,000 |
| Net interest income | 829,000 | 1,711,000 | 2,529,000 | 3,320,000 |
| Noninterest income | 152,000 | 231,000 | 333,000 | 425,000 |
| Noninterest expense | 533,000 | 852,000 | 1,290,000 | 1,856,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 402,000 | 1,044,000 | 1,522,000 | 1,855,000 |
| Income tax | 0 | 226,000 | 313,000 | 400,000 |
| Net income | 402,000 | 818,000 | 1,209,000 | 1,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,511,000 | 19,020,000 | 17,862,000 | 17,509,000 |