Call reports 2022
ATKINS SAVINGS BANK & TRUST — 2022
What ATKINS SAVINGS BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 122,447,000 | 124,332,000 | 123,582,000 | 137,585,000 |
| Total loans | 73,735,000 | 73,551,000 | 76,704,000 | 85,918,000 |
| Allowance for loan losses | 911,000 | 893,000 | 897,000 | 920,000 |
| Securities available for sale | 43,008,000 | 44,637,000 | 40,956,000 | 42,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,947,000 | 113,567,000 | 106,947,000 | 116,118,000 |
| Interest-bearing deposits | 88,104,000 | 88,012,000 | 84,091,000 | 88,114,000 |
| Noninterest-bearing deposits | 21,843,000 | 25,555,000 | 22,856,000 | 28,004,000 |
| Equity capital | 12,084,000 | 10,360,000 | 9,215,000 | 10,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,095,000 | 2,221,000 | 3,409,000 | 4,698,000 |
| Interest expense | 185,000 | 368,000 | 601,000 | 910,000 |
| Net interest income | 910,000 | 1,853,000 | 2,808,000 | 3,788,000 |
| Noninterest income | 57,000 | 99,000 | 145,000 | 265,000 |
| Noninterest expense | 438,000 | 838,000 | 1,204,000 | 1,991,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 569,000 | 1,152,000 | 1,761,000 | 2,063,000 |
| Income tax | 17,000 | 97,000 | 167,000 | 252,000 |
| Net income | 552,000 | 1,055,000 | 1,594,000 | 1,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,034,000 | 18,128,000 | 17,036,000 | 18,366,000 |