Call reports 2021
ATKINS SAVINGS BANK & TRUST — 2021
What ATKINS SAVINGS BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 122,941,000 | 122,548,000 | 122,539,000 | 129,138,000 |
| Total loans | 70,209,000 | 67,938,000 | 70,891,000 | 73,502,000 |
| Allowance for loan losses | 1,029,000 | 918,000 | 930,000 | 909,000 |
| Securities available for sale | 46,973,000 | 49,646,000 | 46,229,000 | 50,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,549,000 | 104,319,000 | 106,006,000 | 108,792,000 |
| Interest-bearing deposits | 84,341,000 | 82,079,000 | 82,989,000 | 83,687,000 |
| Noninterest-bearing deposits | 23,208,000 | 22,240,000 | 23,017,000 | 25,105,000 |
| Equity capital | 14,875,000 | 15,872,000 | 15,732,000 | 15,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,485,000 | 2,729,000 | 3,785,000 | 4,890,000 |
| Interest expense | 257,000 | 497,000 | 719,000 | 924,000 |
| Net interest income | 1,228,000 | 2,232,000 | 3,066,000 | 3,966,000 |
| Noninterest income | 51,000 | 99,000 | 151,000 | 294,000 |
| Noninterest expense | 386,000 | 783,000 | 1,173,000 | 1,682,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 1,085,000 | 1,731,000 | 2,187,000 | 2,719,000 |
| Income tax | 19,000 | 48,000 | 340,000 | 355,000 |
| Net income | 1,066,000 | 1,683,000 | 1,847,000 | 2,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,901,000 | 15,417,000 | 15,661,000 | 15,388,000 |