Call reports 2020
ATKINS SAVINGS BANK & TRUST — 2020
What ATKINS SAVINGS BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 99,694,000 | 105,401,000 | 111,542,000 | 123,449,000 |
| Total loans | 67,861,000 | 70,605,000 | 69,137,000 | 64,634,000 |
| Allowance for loan losses | 1,154,000 | 1,169,000 | 988,000 | 1,024,000 |
| Securities available for sale | 26,583,000 | 28,612,000 | 32,533,000 | 50,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,702,000 | 90,819,000 | 96,456,000 | 108,078,000 |
| Interest-bearing deposits | 71,072,000 | 76,021,000 | 77,364,000 | 81,945,000 |
| Noninterest-bearing deposits | 11,630,000 | 14,798,000 | 19,092,000 | 26,133,000 |
| Equity capital | 13,297,000 | 13,947,000 | 14,494,000 | 14,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,060,000 | 2,118,000 | 3,185,000 | 4,380,000 |
| Interest expense | 320,000 | 637,000 | 927,000 | 1,202,000 |
| Net interest income | 740,000 | 1,481,000 | 2,258,000 | 3,178,000 |
| Noninterest income | 48,000 | 202,000 | 265,000 | 254,000 |
| Noninterest expense | 406,000 | 574,000 | 1,144,000 | 1,435,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 372,000 | 1,087,000 | 1,393,000 | 2,035,000 |
| Income tax | 0 | 254,000 | 88,000 | 350,000 |
| Net income | 372,000 | 833,000 | 1,305,000 | 1,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,803,000 | 13,366,000 | 13,665,000 | 13,829,000 |