Call reports 2019
ATKINS SAVINGS BANK & TRUST — 2019
What ATKINS SAVINGS BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 94,420,000 | 94,943,000 | 96,904,000 | 100,492,000 |
| Total loans | 64,856,000 | 63,832,000 | 64,842,000 | 66,521,000 |
| Allowance for loan losses | 928,000 | 959,000 | 987,000 | 1,249,000 |
| Securities available for sale | 26,158,000 | 24,016,000 | 25,745,000 | 27,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,423,000 | 81,363,000 | 82,628,000 | 86,299,000 |
| Interest-bearing deposits | 68,473,000 | 68,865,000 | 69,667,000 | 69,604,000 |
| Noninterest-bearing deposits | 11,950,000 | 12,498,000 | 12,961,000 | 16,695,000 |
| Equity capital | 12,243,000 | 12,923,000 | 13,479,000 | 12,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,004,000 | 2,047,000 | 3,094,000 | 4,095,000 |
| Interest expense | 281,000 | 588,000 | 914,000 | 1,236,000 |
| Net interest income | 723,000 | 1,459,000 | 2,180,000 | 2,859,000 |
| Noninterest income | 52,000 | 83,000 | 124,000 | 225,000 |
| Noninterest expense | 301,000 | 648,000 | 917,000 | 1,231,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 370,000 |
| Pretax income | 452,000 | 858,000 | 1,328,000 | 1,543,000 |
| Income tax | 76,000 | 89,000 | 204,000 | 349,000 |
| Net income | 376,000 | 769,000 | 1,124,000 | 1,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,316,000 | 12,653,000 | 12,954,000 | 12,447,000 |
| Total capital | 13,224,000 | 13,536,000 | 13,873,000 | 13,382,000 |
| Risk-weighted assets | 72,597,000 | 70,560,000 | 72,773,000 | 74,459,000 |