Call reports 2018
ATKINS SAVINGS BANK & TRUST — 2018
What ATKINS SAVINGS BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 88,747,000 | 88,785,000 | 88,541,000 | 93,667,000 |
| Total loans | 60,212,000 | 60,527,000 | 61,693,000 | 61,117,000 |
| Allowance for loan losses | 894,000 | 925,000 | 864,000 | 895,000 |
| Securities available for sale | 23,352,000 | 23,481,000 | 23,580,000 | 24,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,635,000 | 77,208,000 | 75,797,000 | 81,761,000 |
| Interest-bearing deposits | 64,014,000 | 63,804,000 | 63,541,000 | 64,813,000 |
| Noninterest-bearing deposits | 13,620,000 | 13,404,000 | 12,256,000 | 16,948,000 |
| Equity capital | 10,569,000 | 10,876,000 | 10,992,000 | 11,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 904,000 | 1,832,000 | 2,796,000 | 3,790,000 |
| Interest expense | 220,000 | 444,000 | 689,000 | 943,000 |
| Net interest income | 684,000 | 1,388,000 | 2,107,000 | 2,847,000 |
| Noninterest income | 38,000 | 75,000 | 115,000 | 219,000 |
| Noninterest expense | 303,000 | 564,000 | 868,000 | 1,343,000 |
| Provision for loan losses | 259,000 | 289,000 | 319,000 | 349,000 |
| Pretax income | 171,000 | 612,000 | 1,034,000 | 1,376,000 |
| Income tax | 42,000 | 155,000 | 200,000 | 217,000 |
| Net income | 129,000 | 457,000 | 834,000 | 1,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,255,000 | 10,874,000 | 11,960,000 | 11,940,000 |
| Total capital | 11,920,000 | 11,724,000 | 12,824,000 | 12,803,000 |
| Risk-weighted assets | 67,894,000 | 67,889,000 | 69,585,000 | 68,579,000 |