Call reports 2017
ATKINS SAVINGS BANK & TRUST — 2017
What ATKINS SAVINGS BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 84,361,000 | 84,429,000 | 84,851,000 | 91,140,000 |
| Total loans | 56,211,000 | 54,741,000 | 56,505,000 | 56,491,000 |
| Allowance for loan losses | 736,000 | 738,000 | 610,000 | 636,000 |
| Securities available for sale | 25,465,000 | 25,242,000 | 24,114,000 | 25,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,773,000 | 73,238,000 | 73,313,000 | 79,620,000 |
| Interest-bearing deposits | 64,315,000 | 63,491,000 | 63,579,000 | 65,685,000 |
| Noninterest-bearing deposits | 9,458,000 | 9,747,000 | 9,734,000 | 13,935,000 |
| Equity capital | 10,014,000 | 10,700,000 | 11,000,000 | 10,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 868,000 | 1,740,000 | 2,616,000 | 3,503,000 |
| Interest expense | 195,000 | 399,000 | 609,000 | 827,000 |
| Net interest income | 673,000 | 1,341,000 | 2,007,000 | 2,676,000 |
| Noninterest income | 41,000 | 72,000 | 109,000 | 196,000 |
| Noninterest expense | 275,000 | 548,000 | 823,000 | 1,101,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 437,000 | 860,000 | 1,273,000 | 1,741,000 |
| Income tax | 110,000 | 220,000 | 331,000 | 442,000 |
| Net income | 327,000 | 640,000 | 942,000 | 1,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,986,000 | 10,645,000 | 10,930,000 | 11,126,000 |
| Total capital | 10,722,000 | 11,383,000 | 11,540,000 | 11,762,000 |
| Risk-weighted assets | 65,326,000 | 63,709,000 | 65,202,000 | 65,054,000 |