Call reports 2016
ATKINS SAVINGS BANK & TRUST — 2016
What ATKINS SAVINGS BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 78,731,000 | 80,885,000 | 82,045,000 | 86,146,000 |
| Total loans | 51,349,000 | 51,110,000 | 50,785,000 | 51,139,000 |
| Allowance for loan losses | 630,000 | 660,000 | 687,000 | 713,000 |
| Securities available for sale | 24,143,000 | 25,410,000 | 26,991,000 | 27,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,259,000 | 69,732,000 | 70,793,000 | 75,956,000 |
| Interest-bearing deposits | 56,130,000 | 57,270,000 | 57,831,000 | 64,084,000 |
| Noninterest-bearing deposits | 12,129,000 | 12,462,000 | 12,962,000 | 11,872,000 |
| Equity capital | 9,898,000 | 10,472,000 | 10,619,000 | 9,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 789,000 | 1,580,000 | 2,389,000 | 3,196,000 |
| Interest expense | 157,000 | 330,000 | 516,000 | 708,000 |
| Net interest income | 632,000 | 1,250,000 | 1,873,000 | 2,488,000 |
| Noninterest income | 43,000 | 72,000 | 113,000 | 159,000 |
| Noninterest expense | 261,000 | 530,000 | 796,000 | 1,113,000 |
| Provision for loan losses | 24,000 | 54,000 | 84,000 | 114,000 |
| Pretax income | 398,000 | 784,000 | 1,170,000 | 1,517,000 |
| Income tax | 56,000 | 142,000 | 219,000 | 355,000 |
| Net income | 342,000 | 642,000 | 951,000 | 1,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,890,000 | 10,426,000 | 10,555,000 | 9,429,000 |
| Total capital | 10,520,000 | 11,086,000 | 11,242,000 | 10,142,000 |
| Risk-weighted assets | 58,805,000 | 59,065,000 | 59,802,000 | 61,406,000 |