Call reports 2014
ATKINS SAVINGS BANK & TRUST — 2014
What ATKINS SAVINGS BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 76,967,000 | 78,330,000 | 77,995,000 | 80,974,000 |
| Total loans | 40,951,000 | 42,205,000 | 42,405,000 | 46,228,000 |
| Allowance for loan losses | 376,000 | 403,000 | 421,000 | 450,000 |
| Securities available for sale | 30,959,000 | 32,114,000 | 32,241,000 | 31,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,950,000 | 69,671,000 | 68,793,000 | 71,685,000 |
| Interest-bearing deposits | 55,126,000 | 60,220,000 | 56,518,000 | 56,088,000 |
| Noninterest-bearing deposits | 13,824,000 | 9,451,000 | 12,275,000 | 15,597,000 |
| Equity capital | 7,516,000 | 8,184,000 | 8,643,000 | 8,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 724,000 | 1,479,000 | 2,257,000 | 3,034,000 |
| Interest expense | 150,000 | 303,000 | 461,000 | 620,000 |
| Net interest income | 574,000 | 1,176,000 | 1,796,000 | 2,414,000 |
| Noninterest income | 39,000 | 67,000 | 98,000 | 147,000 |
| Noninterest expense | 246,000 | 492,000 | 730,000 | 1,106,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 352,000 | 773,000 | 1,174,000 | 1,492,000 |
| Income tax | 62,000 | 125,000 | 188,000 | 251,000 |
| Net income | 290,000 | 648,000 | 986,000 | 1,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,757,000 | 8,115,000 | 8,453,000 | 8,453,000 |
| Total capital | 8,133,000 | 8,518,000 | 8,874,000 | 8,903,000 |
| Risk-weighted assets | 54,947,000 | 56,204,000 | 56,577,000 | 60,261,000 |