Call reports 2013
ATKINS SAVINGS BANK & TRUST — 2013
What ATKINS SAVINGS BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 72,034,000 | 72,443,000 | 72,613,000 | 75,803,000 |
| Total loans | 32,675,000 | 34,000,000 | 36,378,000 | 39,017,000 |
| Allowance for loan losses | 312,000 | 322,000 | 327,000 | 335,000 |
| Securities available for sale | 34,260,000 | 31,860,000 | 31,420,000 | 32,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,143,000 | 65,317,000 | 65,206,000 | 68,199,000 |
| Interest-bearing deposits | 50,404,000 | 50,858,000 | 50,083,000 | 54,767,000 |
| Noninterest-bearing deposits | 13,739,000 | 14,459,000 | 15,123,000 | 13,432,000 |
| Equity capital | 7,216,000 | 6,631,000 | 6,893,000 | 6,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 722,000 | 1,398,000 | 2,102,000 | 2,814,000 |
| Interest expense | 169,000 | 335,000 | 496,000 | 653,000 |
| Net interest income | 553,000 | 1,063,000 | 1,606,000 | 2,161,000 |
| Noninterest income | 35,000 | 141,000 | 177,000 | 233,000 |
| Noninterest expense | 250,000 | 484,000 | 711,000 | 1,029,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 411,000 | 815,000 | 1,197,000 | 1,487,000 |
| Income tax | 51,000 | 108,000 | 163,000 | 240,000 |
| Net income | 360,000 | 707,000 | 1,034,000 | 1,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,807,000 | 7,154,000 | 7,480,000 | 7,454,000 |
| Total capital | 7,119,000 | 7,476,000 | 7,807,000 | 7,789,000 |
| Risk-weighted assets | 48,527,000 | 49,816,000 | 51,552,000 | 54,333,000 |