Call reports 2012
ATKINS SAVINGS BANK & TRUST — 2012
What ATKINS SAVINGS BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 70,348,000 | 70,671,000 | 70,346,000 | 77,293,000 |
| Total loans | 30,445,000 | 29,456,000 | 29,448,000 | 32,277,000 |
| Allowance for loan losses | 384,000 | 399,000 | 423,000 | 302,000 |
| Securities available for sale | 32,174,000 | 34,671,000 | 35,310,000 | 35,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,990,000 | 62,833,000 | 61,903,000 | 69,131,000 |
| Interest-bearing deposits | 53,516,000 | 53,580,000 | 50,156,000 | 49,589,000 |
| Noninterest-bearing deposits | 9,474,000 | 9,253,000 | 11,747,000 | 19,542,000 |
| Equity capital | 6,545,000 | 6,930,000 | 7,392,000 | 7,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 696,000 | 1,405,000 | 2,095,000 | 2,766,000 |
| Interest expense | 228,000 | 444,000 | 651,000 | 846,000 |
| Net interest income | 468,000 | 961,000 | 1,444,000 | 1,920,000 |
| Noninterest income | 28,000 | 54,000 | 84,000 | 118,000 |
| Noninterest expense | 240,000 | 472,000 | 714,000 | 1,088,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 345,000 | 666,000 | 1,040,000 | 1,281,000 |
| Income tax | 66,000 | 132,000 | 198,000 | 264,000 |
| Net income | 279,000 | 534,000 | 842,000 | 1,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,889,000 | 6,144,000 | 6,452,000 | 6,447,000 |
| Total capital | 6,273,000 | 6,543,000 | 6,875,000 | 6,749,000 |
| Risk-weighted assets | 46,067,000 | 46,043,000 | 46,083,000 | 49,400,000 |