Call reports 2011
ATKINS SAVINGS BANK & TRUST — 2011
What ATKINS SAVINGS BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 61,651,000 | 64,661,000 | 65,120,000 | 69,800,000 |
| Total loans | 26,830,000 | 26,955,000 | 28,870,000 | 29,024,000 |
| Allowance for loan losses | 288,000 | 266,000 | 279,000 | 374,000 |
| Securities available for sale | 26,346,000 | 28,593,000 | 28,158,000 | 29,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,236,000 | 58,400,000 | 58,083,000 | 62,687,000 |
| Interest-bearing deposits | 49,488,000 | 50,556,000 | 50,682,000 | 52,494,000 |
| Noninterest-bearing deposits | 6,748,000 | 7,844,000 | 7,401,000 | 10,193,000 |
| Equity capital | 4,880,000 | 5,762,000 | 6,375,000 | 6,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 687,000 | 1,371,000 | 2,083,000 | 2,763,000 |
| Interest expense | 232,000 | 464,000 | 692,000 | 924,000 |
| Net interest income | 455,000 | 907,000 | 1,391,000 | 1,839,000 |
| Noninterest income | 32,000 | 62,000 | 90,000 | 125,000 |
| Noninterest expense | 240,000 | 472,000 | 719,000 | 1,121,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 160,000 |
| Pretax income | 241,000 | 478,000 | 813,000 | 815,000 |
| Income tax | 13,000 | 26,000 | 39,000 | 52,000 |
| Net income | 228,000 | 452,000 | 774,000 | 763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,255,000 | 5,479,000 | 5,801,000 | 5,610,000 |
| Total capital | 5,543,000 | 5,745,000 | 6,080,000 | 5,984,000 |
| Risk-weighted assets | 40,013,000 | 40,181,000 | 42,531,000 | 44,355,000 |