Call reports 2006
ATKINS SAVINGS BANK & TRUST — 2006
What ATKINS SAVINGS BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 33,448,000 | 34,298,000 | 35,854,000 | 36,079,000 |
| Total loans | 17,484,000 | 18,451,000 | 18,876,000 | 17,448,000 |
| Allowance for loan losses | 164,000 | 164,000 | 100,000 | 272,000 |
| Securities available for sale | 12,295,000 | 12,443,000 | 13,270,000 | 13,799,000 |
| Securities held to maturity | 35,000 | 26,000 | 26,000 | 161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,527,000 | 28,624,000 | 29,804,000 | 31,608,000 |
| Interest-bearing deposits | 25,026,000 | 25,057,000 | 26,131,000 | 28,353,000 |
| Noninterest-bearing deposits | 3,501,000 | 3,567,000 | 3,673,000 | 3,255,000 |
| Equity capital | 3,110,000 | 3,082,000 | 3,425,000 | 3,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 464,000 | 950,000 | 1,460,000 | 1,977,000 |
| Interest expense | 194,000 | 401,000 | 629,000 | 876,000 |
| Net interest income | 270,000 | 549,000 | 831,000 | 1,101,000 |
| Noninterest income | 29,000 | 38,000 | 59,000 | 178,000 |
| Noninterest expense | 187,000 | 355,000 | 554,000 | 772,000 |
| Provision for loan losses | 0 | 0 | 6,000 | 165,000 |
| Pretax income | 83,000 | 199,000 | 293,000 | 312,000 |
| Income tax | 5,000 | 10,000 | 14,000 | 15,000 |
| Net income | 78,000 | 189,000 | 279,000 | 297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,270,000 | 3,381,000 | 3,471,000 | 3,339,000 |
| Total capital | 3,434,000 | 3,545,000 | 3,571,000 | 3,611,000 |
| Risk-weighted assets | 24,068,000 | 25,075,000 | 25,735,000 | 25,069,000 |