Call reports 2002
ATKINS SAVINGS BANK & TRUST — 2002
What ATKINS SAVINGS BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 24,545,000 | 25,196,000 | 26,088,000 | 27,084,000 |
| Total loans | 11,486,000 | 12,500,000 | 12,121,000 | 12,066,000 |
| Allowance for loan losses | 130,000 | 114,000 | 118,000 | 128,000 |
| Securities available for sale | 10,364,000 | 10,406,000 | 10,720,000 | 11,470,000 |
| Securities held to maturity | 250,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,383,000 | 21,737,000 | 22,328,000 | 23,567,000 |
| Interest-bearing deposits | 18,911,000 | 18,873,000 | 19,521,000 | 20,032,000 |
| Noninterest-bearing deposits | 2,472,000 | 2,864,000 | 2,807,000 | 3,535,000 |
| Equity capital | 2,782,000 | 3,028,000 | 3,260,000 | 3,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 357,000 | 718,000 | 1,082,000 | 1,445,000 |
| Interest expense | 175,000 | 345,000 | 511,000 | 673,000 |
| Net interest income | 182,000 | 373,000 | 571,000 | 772,000 |
| Noninterest income | 42,000 | 60,000 | 79,000 | 93,000 |
| Noninterest expense | 141,000 | 263,000 | 398,000 | 606,000 |
| Provision for loan losses | 4,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 86,000 | 172,000 | 261,000 | 271,000 |
| Income tax | 0 | 15,000 | 21,000 | 23,000 |
| Net income | 86,000 | 157,000 | 240,000 | 248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,852,000 | 2,924,000 | 3,007,000 | 2,904,000 |
| Total capital | 2,982,000 | 3,038,000 | 3,125,000 | 3,032,000 |
| Risk-weighted assets | 16,113,000 | 16,586,000 | 17,025,000 | 17,565,000 |