Call reports 2001
ATKINS SAVINGS BANK & TRUST — 2001
What ATKINS SAVINGS BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 22,824,000 | 22,992,000 | 23,464,000 | 24,339,000 |
| Total loans | 11,951,000 | 11,794,000 | 11,700,000 | 11,039,000 |
| Allowance for loan losses | 129,000 | 132,000 | 133,000 | 102,000 |
| Securities available for sale | 7,617,000 | 8,045,000 | 9,327,000 | 10,208,000 |
| Securities held to maturity | 419,000 | 247,000 | 247,000 | 74,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,710,000 | 19,821,000 | 20,110,000 | 21,329,000 |
| Interest-bearing deposits | 17,414,000 | 17,355,000 | 17,661,000 | 18,540,000 |
| Noninterest-bearing deposits | 2,296,000 | 2,466,000 | 2,449,000 | 2,789,000 |
| Equity capital | 2,689,000 | 2,729,000 | 2,898,000 | 2,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 391,000 | 779,000 | 1,168,000 | 1,533,000 |
| Interest expense | 202,000 | 405,000 | 600,000 | 791,000 |
| Net interest income | 189,000 | 374,000 | 568,000 | 742,000 |
| Noninterest income | 21,000 | 38,000 | 57,000 | 80,000 |
| Noninterest expense | 122,000 | 249,000 | 377,000 | 567,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 85,000 | 157,000 | 238,000 | 246,000 |
| Income tax | 21,000 | 28,000 | 31,000 | 2,000 |
| Net income | 64,000 | 129,000 | 207,000 | 244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,714,000 | 2,777,000 | 2,857,000 | 2,767,000 |
| Total capital | 2,843,000 | 2,909,000 | 2,990,000 | 2,869,000 |
| Risk-weighted assets | 14,874,000 | 14,966,000 | 15,661,000 | 15,663,000 |