Call reports 2014
MONROE COUNTY BANK — 2014
What MONROE COUNTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 96,569,000 | 94,323,000 |
| Total loans | 60,993,000 | 62,020,000 |
| Allowance for loan losses | 1,334,000 | 1,353,000 |
| Securities available for sale | 6,000,000 | 6,000,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 88,293,000 | 85,876,000 |
| Interest-bearing deposits | 67,132,000 | 63,013,000 |
| Noninterest-bearing deposits | 21,161,000 | 22,864,000 |
| Equity capital | 8,043,000 | 8,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 992,000 | 2,017,000 |
| Interest expense | 220,000 | 443,000 |
| Net interest income | 772,000 | 1,574,000 |
| Noninterest income | 123,000 | 260,000 |
| Noninterest expense | 775,000 | 1,566,000 |
| Provision for loan losses | 66,000 | 132,000 |
| Pretax income | 54,000 | 136,000 |
| Income tax | 0 | 0 |
| Net income | 54,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 8,043,000 | 8,126,000 |
| Total capital | 8,702,000 | 8,798,000 |
| Risk-weighted assets | 52,047,000 | 53,100,000 |