Call reports 2001
MONROE COUNTY BANK — 2001
What MONROE COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 47,698,000 | 50,026,000 | 50,817,000 | 55,019,000 |
| Total loans | 33,467,000 | 35,924,000 | 38,946,000 | 41,794,000 |
| Allowance for loan losses | 670,000 | 689,000 | 721,000 | 806,000 |
| Securities available for sale | 6,432,000 | 8,136,000 | 6,817,000 | 4,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,870,000 | 46,171,000 | 46,563,000 | 50,709,000 |
| Interest-bearing deposits | 38,535,000 | 40,159,000 | 40,795,000 | 44,645,000 |
| Noninterest-bearing deposits | 5,335,000 | 6,012,000 | 5,768,000 | 6,064,000 |
| Equity capital | 3,617,000 | 3,613,000 | 3,965,000 | 4,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 978,000 | 1,981,000 | 3,065,000 | 4,093,000 |
| Interest expense | 417,000 | 893,000 | 1,369,000 | 1,842,000 |
| Net interest income | 561,000 | 1,088,000 | 1,696,000 | 2,251,000 |
| Noninterest income | 81,000 | 165,000 | 245,000 | 325,000 |
| Noninterest expense | 346,000 | 667,000 | 998,000 | 1,338,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 170,000 |
| Pretax income | 276,000 | 536,000 | 863,000 | 1,097,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 276,000 | 536,000 | 863,000 | 1,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,617,000 | 3,613,000 | 3,865,000 | 4,100,000 |
| Total capital | 4,009,000 | 4,035,000 | 4,352,000 | 4,567,000 |
| Risk-weighted assets | 31,107,000 | 33,465,000 | 38,694,000 | 37,051,000 |