Call reports 2026
NATIONAL EXCHANGE BANK AND TRUST — 2026
What NATIONAL EXCHANGE BANK AND TRUST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,933,056,000 | 2,890,553,000 |
| Total loans | 1,661,861,000 | 1,699,444,000 |
| Allowance for loan losses | 51,482,000 | 50,563,000 |
| Securities available for sale | 1,113,301,000 | 1,063,629,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,317,148,000 | 2,257,154,000 |
| Interest-bearing deposits | 1,732,818,000 | 1,674,326,000 |
| Noninterest-bearing deposits | 584,330,000 | 582,828,000 |
| Equity capital | 555,430,000 | 571,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 36,914,000 | 74,256,000 |
| Interest expense | 9,886,000 | 19,464,000 |
| Net interest income | 27,028,000 | 54,792,000 |
| Noninterest income | 4,082,000 | 7,942,000 |
| Noninterest expense | 15,235,000 | 30,961,000 |
| Provision for loan losses | 0 | -1,422,000 |
| Pretax income | 15,875,000 | 31,931,000 |
| Income tax | 3,609,000 | 7,262,000 |
| Net income | 12,266,000 | 24,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 579,919,000 | 592,442,000 |