Call reports 2024
NATIONAL EXCHANGE BANK AND TRUST — 2024
What NATIONAL EXCHANGE BANK AND TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,805,130,000 | 2,758,478,000 | 2,865,827,000 | 2,862,772,000 |
| Total loans | 1,675,715,000 | 1,648,807,000 | 1,643,760,000 | 1,621,968,000 |
| Allowance for loan losses | 53,637,000 | 47,266,000 | 48,323,000 | 48,776,000 |
| Securities available for sale | 827,789,000 | 833,509,000 | 960,880,000 | 969,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,242,027,000 | 2,236,697,000 | 2,323,421,000 | 2,326,023,000 |
| Interest-bearing deposits | 1,817,414,000 | 1,809,892,000 | 1,875,971,000 | 1,720,790,000 |
| Noninterest-bearing deposits | 424,613,000 | 426,805,000 | 447,450,000 | 605,233,000 |
| Equity capital | 458,747,000 | 471,950,000 | 494,325,000 | 488,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 36,842,000 | 73,503,000 | 109,544,000 | 146,230,000 |
| Interest expense | 12,784,000 | 24,827,000 | 37,632,000 | 49,683,000 |
| Net interest income | 24,058,000 | 48,676,000 | 71,912,000 | 96,547,000 |
| Noninterest income | 3,694,000 | 7,260,000 | 11,142,000 | 15,283,000 |
| Noninterest expense | 14,046,000 | 27,135,000 | 40,597,000 | 55,243,000 |
| Provision for loan losses | 1,300,000 | 2,100,000 | 5,400,000 | 5,700,000 |
| Pretax income | 12,184,000 | 23,589,000 | 33,944,000 | 47,545,000 |
| Income tax | 2,664,000 | 5,150,000 | 9,488,000 | 13,430,000 |
| Net income | 9,520,000 | 18,439,000 | 24,456,000 | 34,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 503,385,000 | 512,425,000 | 518,561,000 | 528,342,000 |