Call reports 2022
NATIONAL EXCHANGE BANK AND TRUST — 2022
What NATIONAL EXCHANGE BANK AND TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,670,932,000 | 2,571,656,000 | 2,593,020,000 | 2,635,396,000 |
| Total loans | 1,331,097,000 | 1,410,734,000 | 1,490,477,000 | 1,596,550,000 |
| Allowance for loan losses | 45,837,000 | 45,958,000 | 46,146,000 | 46,386,000 |
| Securities available for sale | 955,787,000 | 960,852,000 | 899,137,000 | 851,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,199,035,000 | 2,126,337,000 | 2,150,417,000 | 2,170,510,000 |
| Interest-bearing deposits | 1,723,006,000 | 1,646,689,000 | 1,685,782,000 | 1,666,005,000 |
| Noninterest-bearing deposits | 476,029,000 | 479,648,000 | 464,635,000 | 504,505,000 |
| Equity capital | 400,772,000 | 387,223,000 | 373,944,000 | 392,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 16,844,000 | 35,641,000 | 58,185,000 | 85,598,000 |
| Interest expense | 513,000 | 1,656,000 | 4,201,000 | 8,601,000 |
| Net interest income | 16,331,000 | 33,985,000 | 53,984,000 | 76,997,000 |
| Noninterest income | 3,739,000 | 7,291,000 | 10,576,000 | 13,636,000 |
| Noninterest expense | 11,839,000 | 23,786,000 | 36,113,000 | 48,900,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,248,000 | 17,504,000 | 28,497,000 | 41,802,000 |
| Income tax | 1,848,000 | 3,965,000 | 6,838,000 | 10,176,000 |
| Net income | 6,400,000 | 13,539,000 | 21,659,000 | 31,626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 428,814,000 | 436,188,000 | 444,453,000 | 454,476,000 |
| Total capital | 452,767,000 | 461,298,000 | 470,499,000 | 481,328,000 |
| Risk-weighted assets | 1,894,446,000 | 1,987,927,000 | 2,063,546,000 | 2,128,642,000 |