Call reports 2021
NATIONAL EXCHANGE BANK AND TRUST — 2021
What NATIONAL EXCHANGE BANK AND TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,580,942,000 | 2,552,361,000 | 2,609,776,000 | 2,669,145,000 |
| Total loans | 1,224,688,000 | 1,177,926,000 | 1,236,589,000 | 1,296,021,000 |
| Allowance for loan losses | 45,549,000 | 45,611,000 | 45,649,000 | 45,758,000 |
| Securities available for sale | 724,285,000 | 812,467,000 | 862,894,000 | 916,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,047,174,000 | 2,043,227,000 | 2,101,366,000 | 2,163,053,000 |
| Interest-bearing deposits | 1,626,300,000 | 1,585,299,000 | 1,613,539,000 | 1,637,343,000 |
| Noninterest-bearing deposits | 420,874,000 | 457,928,000 | 487,827,000 | 525,710,000 |
| Equity capital | 427,003,000 | 434,975,000 | 438,527,000 | 430,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 17,998,000 | 34,679,000 | 50,427,000 | 66,913,000 |
| Interest expense | 577,000 | 1,171,000 | 1,747,000 | 2,235,000 |
| Net interest income | 17,421,000 | 33,508,000 | 48,680,000 | 64,678,000 |
| Noninterest income | 5,546,000 | 10,321,000 | 14,690,000 | 18,970,000 |
| Noninterest expense | 12,377,000 | 23,582,000 | 34,868,000 | 46,698,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 10,581,000 | 20,241,000 | 28,492,000 | 36,940,000 |
| Income tax | 2,497,000 | 4,745,000 | 6,597,000 | 8,507,000 |
| Net income | 8,084,000 | 15,496,000 | 21,895,000 | 28,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 411,481,000 | 419,039,000 | 425,584,000 | 422,269,000 |