Call reports 2019
NATIONAL EXCHANGE BANK AND TRUST — 2019
What NATIONAL EXCHANGE BANK AND TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,964,348,000 | 1,879,574,000 | 1,943,128,000 | 1,903,675,000 |
| Total loans | 1,124,642,000 | 1,129,151,000 | 1,172,750,000 | 1,194,275,000 |
| Allowance for loan losses | 31,110,000 | 31,107,000 | 31,079,000 | 31,008,000 |
| Securities available for sale | 552,640,000 | 539,241,000 | 532,433,000 | 535,617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,516,732,000 | 1,422,165,000 | 1,479,983,000 | 1,411,939,000 |
| Interest-bearing deposits | 1,237,602,000 | 1,140,078,000 | 1,181,048,000 | 1,129,952,000 |
| Noninterest-bearing deposits | 279,130,000 | 282,087,000 | 298,935,000 | 281,987,000 |
| Equity capital | 385,720,000 | 396,781,000 | 406,076,000 | 402,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 19,987,000 | 40,222,000 | 60,347,000 | 79,687,000 |
| Interest expense | 2,786,000 | 5,336,000 | 7,704,000 | 9,646,000 |
| Net interest income | 17,201,000 | 34,886,000 | 52,643,000 | 70,041,000 |
| Noninterest income | 2,875,000 | 5,823,000 | 9,172,000 | 12,636,000 |
| Noninterest expense | 10,434,000 | 22,016,000 | 32,608,000 | 42,804,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 9,688,000 | 19,765,000 | 31,401,000 | 42,064,000 |
| Income tax | 2,126,000 | 4,389,000 | 7,130,000 | 9,894,000 |
| Net income | 7,562,000 | 15,376,000 | 24,271,000 | 32,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 373,171,000 | 381,112,000 | 390,134,000 | 388,155,000 |
| Total capital | 391,628,000 | 399,729,000 | 409,449,000 | 408,032,000 |
| Risk-weighted assets | 1,463,939,000 | 1,476,883,000 | 1,533,417,000 | 1,579,033,000 |