Call reports 2018
NATIONAL EXCHANGE BANK AND TRUST — 2018
What NATIONAL EXCHANGE BANK AND TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,914,628,000 | 1,824,392,000 | 1,862,869,000 | 1,945,433,000 |
| Total loans | 1,160,811,000 | 1,129,835,000 | 1,115,378,000 | 1,107,940,000 |
| Allowance for loan losses | 29,505,000 | 31,029,000 | 31,109,000 | 31,117,000 |
| Securities available for sale | 507,259,000 | 497,544,000 | 503,125,000 | 525,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,481,044,000 | 1,398,926,000 | 1,428,406,000 | 1,497,897,000 |
| Interest-bearing deposits | 1,188,494,000 | 1,133,354,000 | 1,176,598,000 | 1,227,809,000 |
| Noninterest-bearing deposits | 292,550,000 | 265,572,000 | 251,808,000 | 270,088,000 |
| Equity capital | 358,009,000 | 365,682,000 | 371,244,000 | 373,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 18,481,000 | 37,545,000 | 56,672,000 | 76,312,000 |
| Interest expense | 1,381,000 | 2,913,000 | 4,549,000 | 6,636,000 |
| Net interest income | 17,100,000 | 34,632,000 | 52,123,000 | 69,676,000 |
| Noninterest income | 2,999,000 | 5,871,000 | 8,744,000 | 11,790,000 |
| Noninterest expense | 10,069,000 | 20,021,000 | 29,983,000 | 38,698,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 10,030,000 | 20,502,000 | 30,904,000 | 42,788,000 |
| Income tax | 2,144,000 | 4,433,000 | 6,758,000 | 9,469,000 |
| Net income | 7,886,000 | 16,069,000 | 24,146,000 | 33,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 353,769,000 | 361,982,000 | 370,089,000 | 369,293,000 |
| Total capital | 372,811,000 | 380,487,000 | 388,277,000 | 387,742,000 |
| Risk-weighted assets | 1,512,874,000 | 1,467,838,000 | 1,442,140,000 | 1,463,267,000 |