Call reports 2017
NATIONAL EXCHANGE BANK AND TRUST — 2017
What NATIONAL EXCHANGE BANK AND TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,942,638,000 | 1,827,955,000 | 1,903,441,000 | 1,897,836,000 |
| Total loans | 1,047,932,000 | 1,110,636,000 | 1,100,772,000 | 1,142,307,000 |
| Allowance for loan losses | 30,645,000 | 30,803,000 | 30,792,000 | 29,571,000 |
| Securities available for sale | 508,501,000 | 509,431,000 | 498,837,000 | 492,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,531,911,000 | 1,412,289,000 | 1,478,410,000 | 1,481,602,000 |
| Interest-bearing deposits | 1,280,687,000 | 1,161,230,000 | 1,219,000,000 | 1,198,190,000 |
| Noninterest-bearing deposits | 251,224,000 | 251,059,000 | 259,410,000 | 283,412,000 |
| Equity capital | 344,125,000 | 353,097,000 | 359,625,000 | 354,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 16,796,000 | 33,784,000 | 51,348,000 | 68,523,000 |
| Interest expense | 1,046,000 | 2,016,000 | 3,043,000 | 4,261,000 |
| Net interest income | 15,750,000 | 31,768,000 | 48,305,000 | 64,262,000 |
| Noninterest income | 2,824,000 | 5,746,000 | 8,632,000 | 11,508,000 |
| Noninterest expense | 9,809,000 | 19,790,000 | 29,689,000 | 39,199,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,762,000 | 17,719,000 | 27,273,000 | 36,464,000 |
| Income tax | 2,535,000 | 5,045,000 | 7,776,000 | 15,582,000 |
| Net income | 6,227,000 | 12,674,000 | 19,497,000 | 20,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 337,413,000 | 343,887,000 | 350,737,000 | 346,011,000 |
| Total capital | 355,514,000 | 362,499,000 | 369,183,000 | 364,996,000 |
| Risk-weighted assets | 1,435,565,000 | 1,476,799,000 | 1,463,330,000 | 1,508,183,000 |