Call reports 2011
NATIONAL EXCHANGE BANK AND TRUST — 2011
What NATIONAL EXCHANGE BANK AND TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,330,029,000 | 1,253,425,000 | 1,278,774,000 | 1,273,731,000 |
| Total loans | 751,546,000 | 733,425,000 | 713,194,000 | 700,553,000 |
| Allowance for loan losses | 15,868,000 | 16,185,000 | 17,189,000 | 17,960,000 |
| Securities available for sale | 293,705,000 | 266,990,000 | 284,470,000 | 297,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 901,977,000 | 911,657,000 | 934,567,000 | 956,437,000 |
| Interest-bearing deposits | 776,101,000 | 780,642,000 | 798,680,000 | 809,874,000 |
| Noninterest-bearing deposits | 125,876,000 | 131,015,000 | 135,887,000 | 146,563,000 |
| Equity capital | 191,902,000 | 197,005,000 | 201,631,000 | 204,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 12,765,000 | 25,547,000 | 38,283,000 | 50,924,000 |
| Interest expense | 2,110,000 | 4,071,000 | 5,784,000 | 7,295,000 |
| Net interest income | 10,655,000 | 21,476,000 | 32,499,000 | 43,629,000 |
| Noninterest income | 1,984,000 | 3,863,000 | 5,925,000 | 7,989,000 |
| Noninterest expense | 6,640,000 | 13,269,000 | 19,824,000 | 27,672,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 2,550,000 | 3,900,000 |
| Pretax income | 5,399,000 | 10,870,000 | 16,050,000 | 20,046,000 |
| Income tax | 1,723,000 | 3,460,000 | 5,059,000 | 6,174,000 |
| Net income | 3,676,000 | 7,410,000 | 10,991,000 | 13,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 185,452,000 | 189,658,000 | 193,709,000 | 197,058,000 |
| Total capital | 196,532,000 | 200,469,000 | 204,184,000 | 207,439,000 |
| Risk-weighted assets | 881,584,000 | 860,122,000 | 831,300,000 | 822,929,000 |