Call reports 2001
NATIONAL EXCHANGE BANK AND TRUST — 2001
What NATIONAL EXCHANGE BANK AND TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 736,263,000 | 730,288,000 | 721,380,000 | 711,672,000 |
| Total loans | 504,841,000 | 509,293,000 | 504,331,000 | 488,122,000 |
| Allowance for loan losses | 10,486,000 | 10,720,000 | 11,049,000 | 11,904,000 |
| Securities available for sale | 141,507,000 | 148,362,000 | 152,613,000 | 153,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 564,746,000 | 546,192,000 | 542,038,000 | 529,798,000 |
| Interest-bearing deposits | 481,077,000 | 461,075,000 | 455,307,000 | 428,513,000 |
| Noninterest-bearing deposits | 83,669,000 | 85,117,000 | 86,731,000 | 101,285,000 |
| Equity capital | 81,829,000 | 84,786,000 | 88,879,000 | 86,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 14,021,000 | 27,671,000 | 40,905,000 | 52,924,000 |
| Interest expense | 7,243,000 | 13,620,000 | 19,092,000 | 23,350,000 |
| Net interest income | 6,778,000 | 14,051,000 | 21,813,000 | 29,574,000 |
| Noninterest income | 1,136,000 | 2,294,000 | 3,561,000 | 4,848,000 |
| Noninterest expense | 3,923,000 | 7,860,000 | 12,237,000 | 16,635,000 |
| Provision for loan losses | 240,000 | 530,000 | 770,000 | 1,732,000 |
| Pretax income | 3,805,000 | 8,009,000 | 12,421,000 | 16,116,000 |
| Income tax | 1,048,000 | 2,232,000 | 3,489,000 | 4,045,000 |
| Net income | 2,757,000 | 5,777,000 | 8,932,000 | 12,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,653,000 | 80,735,000 | 79,380,000 | 78,675,000 |
| Total capital | 83,810,000 | 86,969,000 | 86,006,000 | 85,203,000 |
| Risk-weighted assets | 488,189,000 | 494,207,000 | 525,693,000 | 516,888,000 |