Call reports 2026
CUMBERLAND VALLEY NATIONAL BANK & TRUST COMPANY — 2026
What CUMBERLAND VALLEY NATIONAL BANK & TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 833,133,000 | 816,053,000 |
| Total loans | 562,447,000 | 559,301,000 |
| Allowance for loan losses | 7,391,000 | 7,665,000 |
| Securities available for sale | 128,999,000 | 120,834,000 |
| Securities held to maturity | 1,151,000 | 1,131,000 |
| Trading assets | 0 | 0 |
| Total deposits | 754,483,000 | 737,188,000 |
| Interest-bearing deposits | 559,880,000 | 556,308,000 |
| Noninterest-bearing deposits | 194,603,000 | 180,880,000 |
| Equity capital | 74,619,000 | 74,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 10,760,000 | 22,108,000 |
| Interest expense | 3,299,000 | 6,541,000 |
| Net interest income | 7,461,000 | 15,567,000 |
| Noninterest income | 1,542,000 | 3,176,000 |
| Noninterest expense | 6,174,000 | 12,321,000 |
| Provision for loan losses | 150,000 | 150,000 |
| Pretax income | 2,679,000 | 6,272,000 |
| Income tax | 657,000 | 1,544,000 |
| Net income | 2,022,000 | 4,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 78,374,000 | 79,156,000 |