Call reports 2020
FIRST NATIONAL BANK OF ARENZVILLE, THE — 2020
What FIRST NATIONAL BANK OF ARENZVILLE, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 91,109,000 | 95,493,000 | 101,156,000 | 99,431,000 |
| Total loans | 62,813,000 | 64,753,000 | 64,180,000 | 60,732,000 |
| Allowance for loan losses | 810,000 | 859,000 | 883,000 | 908,000 |
| Securities available for sale | 14,479,000 | 13,165,000 | 14,505,000 | 15,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,593,000 | 85,575,000 | 91,047,000 | 89,138,000 |
| Interest-bearing deposits | 65,113,000 | 67,358,000 | 69,890,000 | 67,157,000 |
| Noninterest-bearing deposits | 16,480,000 | 18,217,000 | 21,157,000 | 21,981,000 |
| Equity capital | 9,242,000 | 9,606,000 | 9,846,000 | 9,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 926,000 | 1,837,000 | 2,700,000 | 3,603,000 |
| Interest expense | 119,000 | 220,000 | 296,000 | 358,000 |
| Net interest income | 807,000 | 1,617,000 | 2,404,000 | 3,245,000 |
| Noninterest income | 105,000 | 268,000 | 407,000 | 578,000 |
| Noninterest expense | 610,000 | 1,203,000 | 1,839,000 | 2,671,000 |
| Provision for loan losses | 30,000 | 110,000 | 140,000 | 160,000 |
| Pretax income | 272,000 | 572,000 | 832,000 | 992,000 |
| Income tax | 13,000 | 13,000 | 13,000 | 13,000 |
| Net income | 259,000 | 559,000 | 819,000 | 979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,837,000 | 9,101,000 | 9,360,000 | 9,408,000 |