Call reports 2012
FIRST NATIONAL BANK OF ARENZVILLE, THE — 2012
What FIRST NATIONAL BANK OF ARENZVILLE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 77,776,000 | 73,183,000 | 75,824,000 | 69,418,000 |
| Total loans | 40,776,000 | 43,111,000 | 44,001,000 | 47,752,000 |
| Allowance for loan losses | 470,000 | 557,000 | 557,000 | 516,000 |
| Securities available for sale | 13,748,000 | 13,337,000 | 12,882,000 | 12,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,542,000 | 66,330,000 | 68,736,000 | 61,682,000 |
| Interest-bearing deposits | 56,409,000 | 54,794,000 | 54,481,000 | 44,072,000 |
| Noninterest-bearing deposits | 15,133,000 | 11,536,000 | 14,255,000 | 17,610,000 |
| Equity capital | 5,866,000 | 6,441,000 | 6,592,000 | 6,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 684,000 | 1,376,000 | 2,090,000 | 2,798,000 |
| Interest expense | 135,000 | 264,000 | 379,000 | 480,000 |
| Net interest income | 549,000 | 1,112,000 | 1,711,000 | 2,318,000 |
| Noninterest income | 95,000 | 185,000 | 287,000 | 402,000 |
| Noninterest expense | 481,000 | 989,000 | 1,488,000 | 2,059,000 |
| Provision for loan losses | 30,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 133,000 | 271,000 | 480,000 | 631,000 |
| Income tax | 60,000 | 111,000 | 192,000 | 239,000 |
| Net income | 73,000 | 160,000 | 288,000 | 392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,741,000 | 6,311,000 | 6,438,000 | 6,430,000 |
| Total capital | 6,211,000 | 6,833,000 | 6,967,000 | 6,946,000 |
| Risk-weighted assets | 38,975,000 | 41,744,000 | 42,284,000 | 45,946,000 |