Call reports 2009
FIRST NATIONAL BANK OF ARENZVILLE, THE — 2009
What FIRST NATIONAL BANK OF ARENZVILLE, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 53,338,000 | 52,874,000 | 50,748,000 | 56,207,000 |
| Total loans | 34,123,000 | 34,574,000 | 35,229,000 | 36,163,000 |
| Allowance for loan losses | 350,000 | 358,000 | 356,000 | 353,000 |
| Securities available for sale | 12,328,000 | 11,176,000 | 10,014,000 | 9,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,297,000 | 47,849,000 | 45,627,000 | 51,215,000 |
| Interest-bearing deposits | 42,012,000 | 42,610,000 | 38,550,000 | 41,249,000 |
| Noninterest-bearing deposits | 6,285,000 | 5,239,000 | 7,077,000 | 9,966,000 |
| Equity capital | 4,616,000 | 4,596,000 | 4,666,000 | 4,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 692,000 | 1,374,000 | 2,059,000 | 2,726,000 |
| Interest expense | 210,000 | 415,000 | 602,000 | 793,000 |
| Net interest income | 482,000 | 959,000 | 1,457,000 | 1,933,000 |
| Noninterest income | 63,000 | 103,000 | 155,000 | 237,000 |
| Noninterest expense | 442,000 | 930,000 | 1,425,000 | 1,969,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 94,000 | 114,000 | 160,000 | 165,000 |
| Income tax | 27,000 | 24,000 | 31,000 | 28,000 |
| Net income | 67,000 | 90,000 | 129,000 | 137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,448,000 | 4,442,000 | 4,480,000 | 4,397,000 |
| Total capital | 4,798,000 | 4,800,000 | 4,836,000 | 4,750,000 |
| Risk-weighted assets | 37,033,000 | 36,827,000 | 37,063,000 | 38,993,000 |