Call reports 2008
FIRST NATIONAL BANK OF ARENZVILLE, THE — 2008
What FIRST NATIONAL BANK OF ARENZVILLE, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 56,557,000 | 50,368,000 | 49,456,000 | 55,589,000 |
| Total loans | 33,213,000 | 32,856,000 | 34,766,000 | 36,147,000 |
| Allowance for loan losses | 381,000 | 378,000 | 368,000 | 359,000 |
| Securities available for sale | 12,971,000 | 11,690,000 | 11,004,000 | 11,284,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,144,000 | 46,143,000 | 40,347,000 | 50,492,000 |
| Interest-bearing deposits | 46,239,000 | 41,242,000 | 35,962,000 | 41,073,000 |
| Noninterest-bearing deposits | 5,905,000 | 4,901,000 | 4,385,000 | 9,419,000 |
| Equity capital | 3,877,000 | 3,756,000 | 3,839,000 | 4,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 800,000 | 1,569,000 | 2,300,000 | 3,010,000 |
| Interest expense | 347,000 | 657,000 | 925,000 | 1,175,000 |
| Net interest income | 453,000 | 912,000 | 1,375,000 | 1,835,000 |
| Noninterest income | 61,000 | 118,000 | 176,000 | 242,000 |
| Noninterest expense | 396,000 | 820,000 | 1,271,000 | 1,737,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 118,000 | 210,000 | 280,000 | 315,000 |
| Income tax | 36,000 | 64,000 | 83,000 | 93,000 |
| Net income | 82,000 | 146,000 | 197,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,711,000 | 3,750,000 | 3,801,000 | 4,381,000 |
| Total capital | 4,092,000 | 4,128,000 | 4,169,000 | 4,740,000 |
| Risk-weighted assets | 35,125,000 | 35,655,000 | 37,079,000 | 39,999,000 |