Call reports 2007
FIRST NATIONAL BANK OF ARENZVILLE, THE — 2007
What FIRST NATIONAL BANK OF ARENZVILLE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 50,167,000 | 47,296,000 | 49,798,000 | 53,207,000 |
| Total loans | 31,817,000 | 32,688,000 | 36,628,000 | 34,961,000 |
| Allowance for loan losses | 421,000 | 411,000 | 390,000 | 383,000 |
| Securities available for sale | 10,712,000 | 10,274,000 | 10,194,000 | 10,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,341,000 | 43,377,000 | 40,434,000 | 49,045,000 |
| Interest-bearing deposits | 41,129,000 | 39,067,000 | 36,610,000 | 39,492,000 |
| Noninterest-bearing deposits | 5,212,000 | 4,310,000 | 3,824,000 | 9,553,000 |
| Equity capital | 3,479,000 | 3,493,000 | 3,630,000 | 3,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,516,000 | 2,313,000 | 3,112,000 |
| Interest expense | 334,000 | 687,000 | 1,042,000 | 1,397,000 |
| Net interest income | 415,000 | 829,000 | 1,271,000 | 1,715,000 |
| Noninterest income | 65,000 | 125,000 | 191,000 | 253,000 |
| Noninterest expense | 377,000 | 759,000 | 1,182,000 | 1,616,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 103,000 | 195,000 | 280,000 | 352,000 |
| Income tax | 34,000 | 64,000 | 92,000 | 107,000 |
| Net income | 69,000 | 131,000 | 188,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,554,000 | 3,590,000 | 3,647,000 | 3,629,000 |
| Total capital | 3,971,000 | 4,001,000 | 4,037,000 | 4,012,000 |
| Risk-weighted assets | 33,384,000 | 33,958,000 | 37,373,000 | 36,261,000 |