Call reports 2005
FIRST NATIONAL BANK OF ARENZVILLE, THE — 2005
What FIRST NATIONAL BANK OF ARENZVILLE, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 43,351,000 | 42,320,000 | 42,585,000 | 42,951,000 |
| Total loans | 25,630,000 | 26,946,000 | 28,335,000 | 28,488,000 |
| Allowance for loan losses | 404,000 | 413,000 | 414,000 | 416,000 |
| Securities available for sale | 12,727,000 | 12,751,000 | 11,776,000 | 11,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,786,000 | 38,221,000 | 35,944,000 | 38,283,000 |
| Interest-bearing deposits | 36,856,000 | 34,369,000 | 33,121,000 | 33,371,000 |
| Noninterest-bearing deposits | 2,930,000 | 3,852,000 | 2,823,000 | 4,912,000 |
| Equity capital | 3,361,000 | 3,474,000 | 3,454,000 | 3,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 1,077,000 | 1,636,000 | 2,212,000 |
| Interest expense | 150,000 | 306,000 | 480,000 | 685,000 |
| Net interest income | 382,000 | 771,000 | 1,156,000 | 1,527,000 |
| Noninterest income | 44,000 | 91,000 | 148,000 | 194,000 |
| Noninterest expense | 364,000 | 740,000 | 1,118,000 | 1,509,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 62,000 | 122,000 | 186,000 | 212,000 |
| Income tax | 15,000 | 29,000 | 46,000 | 47,000 |
| Net income | 47,000 | 93,000 | 140,000 | 165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,502,000 | 3,522,000 | 3,569,000 | 3,519,000 |
| Total capital | 3,845,000 | 3,874,000 | 3,940,000 | 3,894,000 |
| Risk-weighted assets | 27,392,000 | 28,110,000 | 29,671,000 | 30,019,000 |