Call reports 2003
FIRST NATIONAL BANK OF ARENZVILLE, THE — 2003
What FIRST NATIONAL BANK OF ARENZVILLE, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 39,892,000 | 37,522,000 | 34,624,000 | 40,021,000 |
| Total loans | 22,509,000 | 22,331,000 | 22,017,000 | 23,323,000 |
| Allowance for loan losses | 422,000 | 427,000 | 433,000 | 388,000 |
| Securities available for sale | 9,309,000 | 9,864,000 | 9,574,000 | 10,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,915,000 | 33,413,000 | 30,673,000 | 36,089,000 |
| Interest-bearing deposits | 32,683,000 | 30,921,000 | 28,157,000 | 32,211,000 |
| Noninterest-bearing deposits | 3,232,000 | 2,492,000 | 2,516,000 | 3,878,000 |
| Equity capital | 3,552,000 | 3,645,000 | 3,568,000 | 3,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 511,000 | 1,032,000 | 1,515,000 | 1,999,000 |
| Interest expense | 174,000 | 340,000 | 484,000 | 625,000 |
| Net interest income | 337,000 | 692,000 | 1,031,000 | 1,374,000 |
| Noninterest income | 38,000 | 74,000 | 115,000 | 155,000 |
| Noninterest expense | 339,000 | 685,000 | 1,028,000 | 1,386,000 |
| Provision for loan losses | 9,000 | 9,000 | 9,000 | -19,000 |
| Pretax income | 27,000 | 72,000 | 109,000 | 162,000 |
| Income tax | 2,000 | 10,000 | 16,000 | 28,000 |
| Net income | 25,000 | 62,000 | 93,000 | 134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,382,000 | 3,394,000 | 3,425,000 | 3,392,000 |
| Total capital | 3,691,000 | 3,702,000 | 3,726,000 | 3,718,000 |
| Risk-weighted assets | 24,760,000 | 24,496,000 | 23,965,000 | 26,046,000 |