Call reports 2002
FIRST NATIONAL BANK OF ARENZVILLE, THE — 2002
What FIRST NATIONAL BANK OF ARENZVILLE, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 39,105,000 | 37,647,000 | 34,870,000 | 36,645,000 |
| Total loans | 24,615,000 | 24,433,000 | 24,249,000 | 24,299,000 |
| Allowance for loan losses | 288,000 | 398,000 | 418,000 | 415,000 |
| Securities available for sale | 8,376,000 | 7,588,000 | 7,622,000 | 7,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,939,000 | 33,373,000 | 30,371,000 | 32,574,000 |
| Interest-bearing deposits | 32,284,000 | 30,389,000 | 28,050,000 | 28,555,000 |
| Noninterest-bearing deposits | 2,655,000 | 2,984,000 | 2,321,000 | 4,019,000 |
| Equity capital | 3,462,000 | 3,534,000 | 3,580,000 | 3,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 1,216,000 | 1,782,000 | 2,323,000 |
| Interest expense | 253,000 | 478,000 | 686,000 | 870,000 |
| Net interest income | 371,000 | 738,000 | 1,096,000 | 1,453,000 |
| Noninterest income | 34,000 | 91,000 | 92,000 | 151,000 |
| Noninterest expense | 314,000 | 672,000 | 1,006,000 | 1,334,000 |
| Provision for loan losses | 60,000 | 90,000 | 110,000 | 110,000 |
| Pretax income | 31,000 | 67,000 | 72,000 | 160,000 |
| Income tax | -1,000 | 2,000 | 2,000 | 18,000 |
| Net income | 32,000 | 65,000 | 70,000 | 142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,347,000 | 3,356,000 | 3,361,000 | 3,357,000 |
| Total capital | 3,635,000 | 3,684,000 | 3,681,000 | 3,682,000 |
| Risk-weighted assets | 26,717,000 | 26,175,000 | 25,522,000 | 25,957,000 |