Call reports 2008
TIMBERLAND BANK — 2008
What TIMBERLAND BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 167,543,000 | 172,495,000 | 154,339,000 | 139,402,000 |
| Total loans | 138,322,000 | 131,908,000 | 121,740,000 | 103,589,000 |
| Allowance for loan losses | 2,136,000 | 3,071,000 | 2,452,000 | 2,066,000 |
| Securities available for sale | 22,527,000 | 20,228,000 | 19,230,000 | 18,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,798,000 | 136,288,000 | 117,580,000 | 105,618,000 |
| Interest-bearing deposits | 119,786,000 | 127,150,000 | 108,517,000 | 95,526,000 |
| Noninterest-bearing deposits | 9,012,000 | 9,138,000 | 9,063,000 | 10,091,000 |
| Equity capital | 13,943,000 | 13,112,000 | 12,939,000 | 12,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,762,000 | 5,444,000 | 7,874,000 | 10,077,000 |
| Interest expense | 1,490,000 | 2,790,000 | 3,967,000 | 4,860,000 |
| Net interest income | 1,272,000 | 2,654,000 | 3,907,000 | 5,217,000 |
| Noninterest income | 133,000 | 210,000 | 161,000 | 89,000 |
| Noninterest expense | 980,000 | 1,980,000 | 3,078,000 | 4,302,000 |
| Provision for loan losses | 300,000 | 1,795,000 | 4,643,000 | 5,903,000 |
| Pretax income | 125,000 | -911,000 | -3,653,000 | -4,899,000 |
| Income tax | 31,000 | -381,000 | -1,445,000 | -1,918,000 |
| Net income | 94,000 | -530,000 | -2,208,000 | -2,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,770,000 | 13,158,000 | 13,081,000 | 11,337,000 |
| Total capital | 15,415,000 | 14,751,000 | 14,535,000 | 12,591,000 |
| Risk-weighted assets | 131,234,000 | 125,966,000 | 115,322,000 | 99,513,000 |