Call reports 2007
TIMBERLAND BANK — 2007
What TIMBERLAND BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 162,642,000 | 163,014,000 | 163,261,000 | 162,927,000 |
| Total loans | 132,889,000 | 134,105,000 | 135,062,000 | 135,359,000 |
| Allowance for loan losses | 1,836,000 | 1,826,000 | 1,758,000 | 1,806,000 |
| Securities available for sale | 25,304,000 | 23,638,000 | 22,815,000 | 21,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,399,000 | 133,452,000 | 130,988,000 | 131,541,000 |
| Interest-bearing deposits | 126,892,000 | 125,379,000 | 121,715,000 | 123,002,000 |
| Noninterest-bearing deposits | 8,507,000 | 8,073,000 | 9,272,000 | 8,539,000 |
| Equity capital | 13,639,000 | 13,736,000 | 13,949,000 | 13,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,773,000 | 5,645,000 | 8,592,000 | 11,630,000 |
| Interest expense | 1,610,000 | 3,238,000 | 4,909,000 | 6,561,000 |
| Net interest income | 1,163,000 | 2,407,000 | 3,683,000 | 5,069,000 |
| Noninterest income | 132,000 | 280,000 | 433,000 | 584,000 |
| Noninterest expense | 864,000 | 1,807,000 | 2,783,000 | 3,633,000 |
| Provision for loan losses | 75,000 | 160,000 | 320,000 | 2,168,000 |
| Pretax income | 356,000 | 720,000 | 1,013,000 | -148,000 |
| Income tax | 117,000 | 238,000 | 332,000 | -114,000 |
| Net income | 239,000 | 482,000 | 681,000 | -34,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,704,000 | 13,871,000 | 14,078,000 | 13,499,000 |
| Total capital | 15,313,000 | 15,467,000 | 15,680,000 | 15,105,000 |
| Risk-weighted assets | 128,549,000 | 127,492,000 | 128,036,000 | 128,265,000 |