Call reports 2006
TIMBERLAND BANK — 2006
What TIMBERLAND BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 141,903,000 | 148,591,000 | 158,022,000 | 161,811,000 |
| Total loans | 117,560,000 | 122,682,000 | 126,882,000 | 129,152,000 |
| Allowance for loan losses | 1,789,000 | 1,794,000 | 1,790,000 | 1,773,000 |
| Securities available for sale | 19,546,000 | 19,459,000 | 25,842,000 | 26,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,460,000 | 125,253,000 | 132,086,000 | 137,837,000 |
| Interest-bearing deposits | 112,179,000 | 116,833,000 | 124,061,000 | 130,135,000 |
| Noninterest-bearing deposits | 8,281,000 | 8,419,000 | 8,025,000 | 7,702,000 |
| Equity capital | 12,477,000 | 12,562,000 | 12,960,000 | 13,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,329,000 | 4,828,000 | 7,506,000 | 10,267,000 |
| Interest expense | 1,025,000 | 2,230,000 | 3,662,000 | 5,237,000 |
| Net interest income | 1,304,000 | 2,598,000 | 3,844,000 | 5,030,000 |
| Noninterest income | 113,000 | 225,000 | 337,000 | 456,000 |
| Noninterest expense | 829,000 | 1,698,000 | 2,592,000 | 3,462,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 360,000 |
| Pretax income | 483,000 | 915,000 | 1,274,000 | 1,664,000 |
| Income tax | 184,000 | 319,000 | 439,000 | 563,000 |
| Net income | 299,000 | 596,000 | 835,000 | 1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,731,000 | 12,788,000 | 13,109,000 | 13,459,000 |
| Total capital | 14,179,000 | 14,245,000 | 14,671,000 | 15,037,000 |
| Risk-weighted assets | 115,647,000 | 118,905,000 | 124,769,000 | 126,810,000 |