Call reports 2005
TIMBERLAND BANK — 2005
What TIMBERLAND BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 127,759,000 | 133,283,000 | 137,878,000 | 141,354,000 |
| Total loans | 103,118,000 | 107,918,000 | 112,072,000 | 113,113,000 |
| Allowance for loan losses | 1,403,000 | 1,474,000 | 1,551,000 | 1,715,000 |
| Securities available for sale | 18,087,000 | 19,096,000 | 19,076,000 | 19,279,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,644,000 | 113,525,000 | 117,195,000 | 124,115,000 |
| Interest-bearing deposits | 101,315,000 | 105,808,000 | 109,436,000 | 115,329,000 |
| Noninterest-bearing deposits | 7,329,000 | 7,718,000 | 7,759,000 | 8,786,000 |
| Equity capital | 11,508,000 | 11,887,000 | 11,976,000 | 12,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,938,000 | 4,044,000 | 6,245,000 | 8,515,000 |
| Interest expense | 703,000 | 1,468,000 | 2,340,000 | 3,300,000 |
| Net interest income | 1,235,000 | 2,576,000 | 3,905,000 | 5,215,000 |
| Noninterest income | 75,000 | 154,000 | 254,000 | 367,000 |
| Noninterest expense | 765,000 | 1,541,000 | 2,357,000 | 3,174,000 |
| Provision for loan losses | 95,000 | 275,000 | 475,000 | 740,000 |
| Pretax income | 450,000 | 914,000 | 1,327,000 | 1,668,000 |
| Income tax | 177,000 | 352,000 | 505,000 | 603,000 |
| Net income | 273,000 | 562,000 | 822,000 | 1,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,640,000 | 11,929,000 | 12,189,000 | 12,432,000 |
| Total capital | 12,944,000 | 13,297,000 | 13,615,000 | 12,968,000 |
| Risk-weighted assets | 104,188,000 | 109,347,000 | 113,930,000 | 111,861,000 |