Call reports 2004
TIMBERLAND BANK — 2004
What TIMBERLAND BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 104,313,000 | 112,222,000 | 121,873,000 | 125,822,000 |
| Total loans | 87,765,000 | 92,756,000 | 97,985,000 | 100,977,000 |
| Allowance for loan losses | 1,138,000 | 1,300,000 | 1,360,000 | 1,334,000 |
| Securities available for sale | 9,828,000 | 9,453,000 | 15,245,000 | 14,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,473,000 | 99,037,000 | 102,815,000 | 106,955,000 |
| Interest-bearing deposits | 85,886,000 | 93,177,000 | 95,373,000 | 100,470,000 |
| Noninterest-bearing deposits | 5,587,000 | 5,860,000 | 7,442,000 | 6,485,000 |
| Equity capital | 10,624,000 | 10,791,000 | 11,113,000 | 11,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,624,000 | 3,332,000 | 5,163,000 | 7,091,000 |
| Interest expense | 525,000 | 1,055,000 | 1,665,000 | 2,326,000 |
| Net interest income | 1,099,000 | 2,277,000 | 3,498,000 | 4,765,000 |
| Noninterest income | 69,000 | 156,000 | 250,000 | 305,000 |
| Noninterest expense | 569,000 | 1,216,000 | 1,910,000 | 2,673,000 |
| Provision for loan losses | 125,000 | 335,000 | 470,000 | 690,000 |
| Pretax income | 474,000 | 882,000 | 1,368,000 | 1,707,000 |
| Income tax | 182,000 | 377,000 | 525,000 | 658,000 |
| Net income | 292,000 | 505,000 | 843,000 | 1,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,610,000 | 10,823,000 | 11,161,000 | 11,367,000 |
| Total capital | 11,740,000 | 12,123,000 | 12,382,000 | 12,624,000 |
| Risk-weighted assets | 90,362,000 | 106,653,000 | 97,990,000 | 100,516,000 |