Call reports 2003
TIMBERLAND BANK — 2003
What TIMBERLAND BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 89,449,000 | 96,540,000 | 98,608,000 | 103,001,000 |
| Total loans | 74,612,000 | 79,161,000 | 83,196,000 | 86,238,000 |
| Allowance for loan losses | 821,000 | 829,000 | 909,000 | 1,034,000 |
| Securities available for sale | 6,545,000 | 8,067,000 | 8,296,000 | 8,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,001,000 | 85,198,000 | 86,290,000 | 91,211,000 |
| Interest-bearing deposits | 72,968,000 | 79,156,000 | 80,066,000 | 84,557,000 |
| Noninterest-bearing deposits | 6,033,000 | 6,042,000 | 6,224,000 | 6,654,000 |
| Equity capital | 9,021,000 | 9,855,000 | 10,113,000 | 10,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,440,000 | 2,951,000 | 4,537,000 | 6,165,000 |
| Interest expense | 582,000 | 1,141,000 | 1,692,000 | 2,222,000 |
| Net interest income | 858,000 | 1,810,000 | 2,845,000 | 3,943,000 |
| Noninterest income | 59,000 | 124,000 | 190,000 | 250,000 |
| Noninterest expense | 478,000 | 974,000 | 1,528,000 | 2,111,000 |
| Provision for loan losses | 60,000 | 150,000 | 245,000 | 440,000 |
| Pretax income | 379,000 | 810,000 | 1,262,000 | 1,642,000 |
| Income tax | 143,000 | 306,000 | 476,000 | 630,000 |
| Net income | 236,000 | 504,000 | 786,000 | 1,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,991,000 | 9,810,000 | 10,091,000 | 10,318,000 |
| Total capital | 9,812,000 | 10,639,000 | 11,000,000 | 11,352,000 |
| Risk-weighted assets | 72,855,000 | 78,406,000 | 82,502,000 | 85,418,000 |